![]() ![]() Penn's Purchase Mall: 71 miles southwest of New York City in Philadelphia, PA.Franklin Mills Mall: 71 miles southwest of New York City in Philadelphia, PA. ![]() Liberty Village Premium Outlets: 56 miles southwest of New York City in Flemington, NJ.This 170-store outlet New York features names like ABC Carpet & Home, Barney's, Calvin Klein, Kenneth Cole, Polo Ralph Lauren, Tumi, Charlotte Russe, Fila, Nike, Adidas, Reebok, Ecco, Bose, Paper Factory, Ultra Diamond Outlet, Pottery Barn, Steve Madden, Pepperidge Farm and Old Navy - just to name a few! Located right on Long Island, and featuring AAA Discounts, this is a great place to shop the day away! The Tanger Outlet is one of the great outlets in New York. There is also the Home & Gifts department, with candles, bath & body items, home d'cor, and luggage, items for infants and toddlers, as well as gourmet foods. For Men, there are suits, sport coats, ties, active wear and wallets, to name a few. Find all 3 Adidas outlet stores in New Jersey, including store locations, hours, phone numbers and official webisites. Departments for Women include sportswear, suites, dresses, juniors, shoes, handbags, sweaters and jewelry. Adidas Factory Outlet Shopping Flushing Adidas high-top basketball shoes, 60 Time Out says At the activewear giant’s first NYC discount store, guys and girls will find apparel (2040). The focus at Filene's is always on high-end goods. As the country's oldest and most famous off-price store, Filene's Basement features surplus and designer merchandise at greatly discounted prices. Take all these great names at unbelievable savings, plus a 50-Plus Shoppers Club, special holiday sales extravaganzas, and a trolley that makes 12 stops throughout the mall, and what more can you ask for ?įilene's Basement: Two locations in Manhattan, Upper West Side.įilene's Basement began a shopping tradition in Boston in 1908, and now has several other stores around the country. You'll also find stores dedicated to luggage, leather, children's items, accessories and jewelry. Home furnishing names include Crate & Barrel, Dansk, Bombay and Le Gourmet Chef. For gifts and specialty items, consider browsing shops such as Bose, Lladro, Yankee Candle and Swarovski. Save money on Shoes, Shirts, Jackets, Apparel. Get store locations, business hours, phone numbers and more. National brand-name apparel choices include Gap, Eddie Bauer, Diesel, Levi's, J. Find out all 3 Adidas Outlet stores in New York. Designer apparel options include Salvatore Ferragamo, Chanel, BCBG Max Azaria, Dolce & Gabbana, Donna Karan/DKNY, Gucci and Fendi. For great sportswear shopping, you'll find brands like Adidas, North Face and Nike. This outstanding outlet mall features 220 shops, as well as many customer service perks and special events. Woodbury Common Premium Outlets: One hour north of New York City in Central Valley, NY. Armour logo Columbia Factory Store logo Adidas logo Coach New York logo. That makes it even more appropriate as the go-to place to cop the newest LeBrons, Kobes, and KDs.While New York City is known for being on the cutting-edge when it comes to fashion, you don't have to spend your inheritance or your retirement savings to pick up some of the year's hottest fashions! One great thing about visiting New York City is the number of outlet New York shopping options in proximity to the city, saving not only vacation dollars, but time as they provide a centralized location with many shops of all types. All-new TangerClub Rewards: Shop more to save more, exclusive savings, free. That isn't a bad thing-it actually helps reinforce the historical significance of plenty of the retro models sneakerheads currently drool over. The retail space caters to basketball lovers and strictly sells exclusive basketball product that don the Swoosh and Jumpman. HOH's atmosphere is clearly grounded in sneaker culture's roots on the court. As a partnership with Nike, House of Hoops first opened its doors in Harlem in 2007. While its mass appeal guarantees Foot Locker a spot in just about every mall across the country, its brand cachet and cool factor comes from its House of Hoops initiative. The up to 50 off storewide is only valid until Augand is only valid at the adidas Factory Outlet at Daytona Beach and Palm Beach. Shop up to 50 off storewide until August 6, 2023. Its walls are lined with "General Release" sneakers for the everyday consumer-the kind who only purchase sneakers once their current pair gets worn to the ground. Relax with no tax You just got more savings at an adidas Factory Outlet near you. There’s a reason why Foot Locker is a juggernaut retailer: It's the go-to spot for the masses. Mon-Fri: 9 am - 8 pm Sat-Sun: 11 am - 7 pm ![]()
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![]() ![]() This a simple interest account, which means that interest accrues daily. ![]() The Contract payment schedule stated 72 monthly payments of $195.92 beginning May 4, 2021. On March 20, 2021, ******* signed a Retail Installment Contract (Contract) for the purchase of a vehicle. Exeters success is based on customer satisfaction with our products and services, so the issues presented in this complaint are taken seriously and every effort is made to provide a prompt and equitable response. To Whom It May ****************** June 26, 2023, Exeter Finance LLC (Exeter)received notice regarding a complaint filed through the Better Business Bureau.Exeter would like to thank *************************** (*******) for the opportunity to address the concerns outlined in the complaint. Monthly payment, then immediately after made an additional payment for 55$ principal only.īetter Business Bureau of Metropolitan **********. ![]() I messaged them online and they said per my contract it's a intrest contract so any payments are applied to the monthly payment first then principal and then any fees in that order. It has been almost 2 weeks and still hasn't been done. They submitted a request for it to be applied to principal and said I should see it on my account in a few days. I have called and complained and they agreed with me that it should have indeed gone to principal. I later get a statement showing the 55$ payment was applied to intrest instead. She stated that was how it works so I went ahead and processed a 55$ principal payment over the phone. So I made my monthly payment online and then immediately called in my second payment and specifically said I want the addition 55$ to go towards my principal balance. I was told by a representative on the phone that if I made my monthly payment and then immediately processed a second payment that the second payment would be applied to my principal loan balance only. If ******* has any questions about these or any other concerns,Exeter encourages them to contact the Office of the President at ************. We trust this answers any questions associated with the complaint. Please allow 30 to 45 days for the CRAs to update the information on your credit file. On July 18, 2023, an update was furnished to the CRAs to remove the late marks previously reported. Regarding your credit reporting, Exeter is bound by the Fair Credit Reporting Act which requires all accounts to be reported accurately and factually to the ************************* (CRAs).Exeters records were reviewed, and it was determined that an update to your credit report was necessary. to finance the purchase of a 2016 *** 3-Series, (VIN# *****************) (Vehicle) which was assigned to Exeter. On June 29, 2022, you signed for the Account established by the Retail Installment Sale Contract Simple Finance Charge (with Arbitration Provision) (Contract) you executed with ************ Corp. To Whom It May ****************** July 11, 2023, Exeter Finance LLC (Exeter)received notice regarding a complaint filed through the Better Business Bureau.Exeter would like to thank *************************** (*******) for the opportunity to address the concerns outlined in the complaint. Better Business Bureau of Metropolitan ***********. ![]() ![]() ![]() Lenovo Legion Y530 graphics, gaming and VR The sound of my character unsheathing his sword sounded realistic and I could make out a soft dramatic soundtrack above the clashing of metal as I slashed away at my foes. During a short Middle Earth: Shadow of War session, I heard Orcs mumbling in the background. The speakers sounded very good when I played video games. I had the same critiques when listening to City and Colour's "Lover Come Back." While Dallas Green's smooth vocals sounded hollow at times, the percussion instruments in this stripped-down indie tune were all over the place. When I listened to The Weeknd's "Call Out My Name," the Canadian R&B singer's vocals sounded crisp and clear, but the drum beats and symbol hits were weak and messy. The two Harman-tuned speakers on the bottom of the Legion Y530 pump out decent sound. That's significantly faster than my 109-wpm average and around my typical accuracy. Thanks to an actuation force of 63 grams and generous key travel of 2 millimeters (at the top of our minimum recommended range of 1.5mm to 2mm), I was able to blaze through the typing test, achieving 124 words per minute with a 95-percent accuracy rate. I noticed a fair of flex toward the center of the keyboard when I pressed hard on the F, G or H keys. The keyboard has an undersize number pad positioned above large arrow keys. Although they are comfortable to press, the Y530's keys are quiet and soft - don't expect the tactile feedback of a traditional gaming keyboard. The island-style keyboard on the Legion Y530 is great for typists, but it may disappoint gamers. The Acer Nitro 5 Spin was the brightest of these budget gaming laptops, hitting 296 nits. The MSI GL62M 7REX (198 nits) and the HP Omen (247 nits) fell short of that mark and the entry-level gaming category average (256 nits). However, it reached a solid 266 nits of brightness. Given its dark picture, I was expecting the Legion Y530 to have a dim panel. Laptops with the Best Display Brightness.The budget category average is 88 percent. The HP Omen did even worse with a color-gamut score of 71 percent. It was able to reproduce only 80 percent of the sRGB color spectrum, well below what the Acer Nitro 5 Spin (105 percent) and the MSI GL62M 7REX (153 percent) achieved. The Legion's screen didn't hold up well in our lab tests. When I played Middle Earth: Shadow of War, the intricate gilding was visible in Talion's armor but the Orc-infested world looked more dark and dreary than it should have. The purple war paint on the Orc I was hunting down was too brown and its faded green skin seemed more sickly than menacing. ![]() ![]() ![]() The initial trio of episodes for Wolf were skillfully directed by Kristoffer Nyholm, renowned for his directorial prowess in the Tom Hardy-led series Taboo. Gallagher, acclaimed for her work on the Netflix crime thriller Borderliner and her contributions to the Apple TV+ suspenseful series Suspicion starring Uma Thurman, is currently gearing up for her upcoming venture, the science fiction procedural drama Redshift. Megan Gallagher, the mastermind behind Wolf, crafted all six episodes as the sole writer. Juliet Stevenson as Matilda Anchor-Ferrers.The remaining key cast members include Sian Reese-Williams from Line of Duty, Juliet Stevenson from Secret Invasion, Owen Teale from The Rig, and Annes Elwy from The Light in the Hall.įor a comprehensive list of the main cast members, refer to the following roster: Joining him are Sacha Dhawan from Doctor Who and Iwan Rheon, recognized for his role in Game of Thrones, both of whom play significant roles in the series. Ukweli Roach, known for his role in The Midwich Cuckoos, leads the cast of Wolf. Who stars in Wolf alongside Ukweli Roach? The production of the show is a collaborative effort between Hartswood Films, known for The Devil’s Hour and Inside Man, and APC Studios, recognized for The Light In The Hall. The adaptation of the books has been skillfully handled by Megan Gallagher, known for her work on the series Suspicion. ![]() The show takes its name from the final installment in the seven-book series, released in 2014. Wolf is a television series adaptation based on the highly regarded Jack Caffery novels written by Mo Hayder. ![]() As these two storylines intersect, an electrifying and nerve-wracking race against the clock unfolds, characterized by its chilling and unsettling nature. In a secluded Monmouthshire residence, the affluent Anchor-Ferrers family becomes ensnared in the sadistic machinations of a psychopath, leading to a harrowing ordeal of captivity and fear. Driven by a need to rectify injustices, Jack embarks on a perilous journey, raising questions about the sacrifices involved. Wolf plot – what happens?ĭI Jack Caffery, a youthful detective tormented by haunting dreams, becomes fixated on his neighbor whom he suspects of killing his younger brother in the 1990s. However, you can bypass this restriction by using a VPN and connecting it to a UK server. As a result, if you are in Ireland, Finland, Sweden, Turkey, France, Spain, Italy, Romania, Poland, Ukraine, Russia, Germany, France, Norway, Denmark, Greece, Portugal, Switzerland, Croatia, Hungary, Netherlands, and Czechia or any other country outside of the UK, you won’t be able to watch the episodes of Wolf on BBC iPlayer directly. Where can I watch Wolf in Ireland, Finland, Sweden, Turkey, France, Spain, Italy, Romania, Poland, Ukraine, Russia, Germany, France, Norway, Denmark, Greece, Portugal, Switzerland, Croatia, Hungary, Netherlands, and Czechia for free?īBC iPlayer’s streaming platform is subject to geo-restriction and is only accessible to viewers in the UK. ▶️ Coming soon to Wales and BBC iPlayer /OEZM5W3r1t- BBC Wales □□□□□□□ JWhat time will Wolf be on BBC iPlayer? In an isolated house, a wealthy family find themselves the victims of a psychopath’s cruel games… The premiere of Wolf is scheduled for Monday, 31st July at 9 pm on BBC iPlayer. If viewers in Europe wish to access BBC iPlayer, they can use a VPN to connect to a UK server, which will make it appear as though they are accessing the platform from within the UK and bypass the geo-restriction. ![]() BBC iPlayer is geographically restricted to the UK. Get ExpressVPN Why is BBC iPlayer not available in Europe?īBC iPlayer is only accessible to viewers within the UK due to licensing and broadcasting rights agreements, which restrict its availability to other countries, including Europe. Quick steps: How to watch Wolf in Europe for free using a VPN
![]() ![]() states will not serve at this time (Last updated Nov 25, 2020. When the carrier returns an undeliverable package to Taotronics, please contact Taotronics to make arrangements for reshipment. Occasionally packages are returned to Taotronics as undeliverable. You must include a daytime telephone number for all orders. If a package is returned to us due to an incorrect or incomplete address provided by you (the customer) or your agent, we will contact you immediately for a correction, and the package will be re-shipped at an additional shipping fee. Once your order has been prepared for shipment or has shipped, we are unable to change the shipping address. This means that the risk of loss and title for such items pass to you upon tender of the item to the carrier.Ī complete and correct delivery address is essential. All purchases through are made pursuant to a shipment contract. Orders may be delivered in separate shipments. Orders can be delayed due to verification or the time the order has been placed. Any expected delivery dates that may be given are only estimates. Shipping Orders Normally orders will ship within 2-7 business days of processing payment, unless particularly noted elsewhere on the website, at the time order is placed, or you receive an email notice that an item in your order has been delayed. For any questions, please contact our customer service via the pop-up window on the page.įree shipping on orders equal to or more than $39. Shipping Policy Shipping Status Last updated March 25, 2022ĭelivery times may be longer than usual due to the COVID-19 pandemic across the globe. Any questions, please tell us and we will help you. 【 WHAT YOU GET】 1x Evatronic 712.25Wh Portable Power Station, 1 x 120W AC Wall Charger, 1 x Type-C to Type-C Cable, 1* User Guide,1 x Lifetime After-Sales Technician Support, 1 x 24/7 Customer Service,18-month warranty from Evatronic.What's more, Evatronic power station has obtained FCC/UL/UN38.3 Certification, which ensures 100% charging safety. Built-in newly upgraded 5th generation BMS protection system was developed by many professional PhDs and Professors of electricity, which massively improves the safety level. 【 Excellent Safe Protection】The power station features Pure Sine Wave inverter, which can protect sensitive devices by producing clean & stable electricity.Recharging on the go and enjoying devices easily when you need. Car charger and generator recharging way are also supported by Evatronic battery generator. ![]() MPPT technology is beneficial to solar electric generator recharged at its max power point, so it speeds up the battery recharge.
![]() ![]() MacX Video Converter is an all-in-one video solutions from downloading, converting, editing to recording. Doesn’t matter if you are a gaming ninja, a Vlogger or someone into podcasts, recording videos with inbuilt Mac camera and editing it with MacX Video Converter for Mac is an added advantage. You might also need to screen record live streaming videos for offline playback. If you are a YouTuber who teach or make tutorial videos, then screen recording is your daily requirement.
![]() ![]() Meanwhile, place the garlic in a large, heatproof serving bowl that will fit partially in the pot. Serves: 4 / Preparation time: 10 minutes / Total time: 30 minutesĬooking the broccoli for just 2 minutes keeps it vibrant green, and you don’t have to dirty another dish.Ĩ ounces (about 2 cups) penne pasta or favorite short pastaġ/4 cup shredded or shaved Parmesan cheeseĢ tablespoons chopped fresh parsley, optionalīring a large pot of salted water to a boil. Penne with Broccoli, Sun-dried Tomatoes and Dijon Cream Thursdays at 31 or e-mail Follow her on Twitter. Have a question? Contact Susan Selasky noon-3 p.m. That reserved pasta water will all help season the sauce and because the water has starch from the pasta, it will also help thicken the sauce if need be. Also, it’s always recommended to reserve some of the pasta cooking water to add to, if using, a sauce. Why salt the water? The advantage is simple: It seasons the pasta, adding flavor to the dish it’s used in. At, it’s recommended that for every 1 pound dry pasta you should use 6 quarts water and 3 tablespoons kosher salt, adding the salt to the water once it comes to a full boil. How much salt to use? I always think of Mario Batali, who says you should add enough salt so the water tastes salty. That circumference yields about 1 cup of cooked pasta as listed at So a 1-pound box of dry pasta cooks up to about 8 cups.Īnother question that comes up often when cooking pasta is whether the water should be salted or not. ![]() When it comes to long strands of pasta, 2 ounces is typically 2 inches or just a smidgen more in circumference depending on the size of the noodle. Once cooked, that amount yields 1 to 11/4 cups. ![]() But generally, 2 ounces of dry pasta like penne or bow tie is about 1/2 cup. What does that look like? It will definitely depend on the size and shape. Having said all that, what’s generally listed on the packages/boxes of most dry pasta as the serving size is 2 ounces. Generally 8 ounces of short pasta (like macaroni) is about 2 cups. But when it comes to spaghetti and vermicelli, half of a 1-pound box is about 2 cups. Measuring short pasta (bow-tie, rigatoni and elbow) is easy enough. We also would provide instructions for cooking the pasta or say “cooked according to package directions.” Also, if instructions for fully cooking the pasta are listed, it means dry pasta is used. With Free Press Test Kitchen recipes, if we want you to use cooked pasta we would list it as “2 cups cooked pasta.” If we want you to use dry pasta, usually we’d list it as 2 cups (or 8 ounces or 1 pound, whichever amount is needed) pasta. What’s two cups of dry vermicelli? - Vince Romano, Grosse Pointe ParkĪNSWER: When a recipe lists 2 cups of pasta, mostly likely it means dry pasta. If so, how do you measure two cups of uncooked pasta? For instance, I wanted to use vermicelli as my pasta. QUESTION: When an ingredient list calls for “2 cups” of pasta, to what does that refer? Two cups of cooked pasta is enough, but being listed on the ingredient list causes me to think the recipe is calling for two cups of uncooked pasta. ![]() ![]() ![]() The show is earthy in language and situations, especially with the boss. The show has multiple scene changes that disrupt the pacing. On the technical side, making a stage musical based on a movie is a challenge. In setting up the story, Dolly Parton in the video says, “The whole world is about to change.” Doing the show live, on stage now with Dolly Parton’s recent image on display brings the show out of the past into the present. Not dated: A tone set by the three leading women characters of the #metoo movement, along with pay equity and equal chance for job promotion for women. Dated: Carbon paper, typewriters, white out and other stuff in a business office at the time. The story is set in 1979, and things in it are dated and not dated at the same time. This is just guessing: Dolly Parton is proud of the show and wants to attach her name and image to it because it presents her as being ahead of the curve in social change. Everything else is live, in-person on stage with an eager and experienced local cast led by veteran director Therese Burazin. At the end, she tells what happened to the characters after the highly improbable story ends. In the unique video, Dolly Parton introduces the main characters at the beginning. She wrote the song “9 to 5” for the movie, which arrived in 1980. She wrote the music and lyrics for the stage musical, which arrived in 2008. (WFRV) – Dolly Parton was at the performance of “9 to 5, The Musical” Thursday night in Little Goodrich Theatre.ĭolly Parton is more than casually interested in the show. When he died in 1949, he was superintendent of Milwaukee Public Schools.FOND DU LAC, Wis. ![]() Goodrich was superintendent of Fond du Lac Public Schools from the early 1920s to 1941. ![]() Being part of an active building, the lobby and all the necessities of theatergoing are well-kempt. Steps up to the stage on either side are in inset areas. The stage is raised approximately three feet above the floor of the seating area. Side walls rise from a flat cream-colored surface, to smallish tan bricks to vertical, dark pattern wavy surfaces (for acoustical purposes). The floor is concrete, with carpeted aisles in a tan pattern. Seats are metal-backed, with tiny check-like multicolor fabric in the seat cushions and backs and wooden arm rests. Tan is a dominant color – seat backs, wall shadings, stage front, etc. The space is high, somewhat wide and on three seating levels. in the former Goodrich High School, today part of the Fond du Lac School District office building. THE VENUE: Goodrich Little Theatre is located at 72 W. “Seventeen” (Reprise) – Veronica, Martha, H. “Dead Girl Walking” (Reprise) – Veronica, JD, Students “Shine a Light Fleming” – Students (except Martha), Faculty “My Dead Gay Son” – Ram’s Dad, Kurt’s Dad, Ensemble “Our Love Is God” – JD, Veronica, Kurt, Ram, Kurt Chandler, Officer Milner, Officer McCord, Mrs. Chandler, Veronica, all Students, Faculty “Beautiful” – Veronica, Martha, Ram, Kurt, Principal, Coach, Mrs. Musical selections (recorded instrumental soundtrack) Kurt’s Dad/Veronica’s Dad/Principal Gowan – Tim MarkleĮnsemble – Abigail Ford, Greg Halbur, Al Schmitz, Niki Villa, Sethe Christiansen Ram’s Dad/Big Bud Dean/Coach Ripper – Jacob Fredrick The first performance Thursday night earned a standing ovation from a fairly well-attended house. They seriously pull off this production, which has budget limitations expected of a community venture. + The players – most in their 20s – come with experience. + Some situations in the show are normally not part of musicals – brazen bullying, a teen booze party, female-instigated teen sex, a psychotic leading character. The writing takes realities that we don’t want to talk about and puts it in front of you in a dark, humorous, and tragic way.” + In her extensive director’s notes in the printed program, Bree Gens tells a personal saga along with matters to the point about the show: “The raw and intense writing in this show is shocking, but that is what I love about it. One motto on shirts is “It’s okay to not be okay.” + Started in late 2019 with impetus delayed by COVID-19, Impact Theatre Company has a goal “to utilize theatre as a form to create discussion on social issues.” An aim is “to partner with a different, local non-profit for each show.” For “Heathers: The Musical,” it is National Alliance on Mental Illness, which has a presence of a person and materials in the lobby. ![]() ![]() This means that the listener’s position strongly influences the rendering, which makes the speaker not particularly suitable for friendly small-group gatherings. Since the Citation 200 is a front-firing mono device, the sound stage is fairly narrow, and frequencies do not spread evenly around the speaker. At maximum volume, slight bass distortions impair bass precision.ĭespite the excellent timbre performance, the promise of “immersive sound” does not quite hold true in our tests - at least not in the spatial dimension. This is due to the prominence of midrange frequencies that can occasionally generate a muffled sound. However, note that high-pitched voices tend to be drowned out in the background when listening to vocal content in a noisy environment. Thanks to a fairly consistent volume performance at quiet and soft volumes, it is also suited for listening to music or podcasts before going to bed or when relaxing at home.Īs promised, the battery-powered speaker is also appropriate for listening to music outdoors, all the more so with its IPX4 certification. The Harman Kardon Citation 200 delivers excellent timbre and dynamics performances.Īt loud volumes, the Citation 200 manages to maintain a good timbre performance and impressive dynamics, which makes for a very reliable party speaker. (For more details about our Speaker protocol, click here.) The Harman Kardon Citation 200 falls into the Advanced category of devices in the DXOMARK Speaker rankings. Note that we evaluate playback using only the device’s built-in hardware. This article highlights the most important results of our testing. ![]()
![]() ![]() If you’re using a mortgage calculator to decide how much you can afford to spend on a home, you may be significantly underestimating how much you’ll have to pay each month. Principal and interest make up the majority of a monthly mortgage payment.īut, principal and interest are not the only costs you’ll pay each month. Principal is the amount you borrowed and have to pay back, and interest is what the lender charges for lending you the money. Problem 1: Many mortgage calculators only calculate the principal and interest payment. But there are two problems with mortgage calculators. Mortgage calculators are great for quickly finding out the monthly payment for a particular home price or loan amount - there’s no need to try to do the math by hand. A mortgage calculator does the math for you. That's where a mortgage calculator comes in. The mathematical formula for calculating the monthly payments for a given mortgage loan amount is pretty complicated. You may be purchasing a property with higher real estate taxes or your insurance premiums may be higher than average depending on the state you live in.A mortgage is a loan that allows you to borrow money to buy a home and pay back the loan in monthly payments. $8 for every $1000 borrowed.Īgain, please keep in mind that this is not going to give you an EXACT payment. If you elect to pay taxes separate from your mortgage, the cheat sheet is reduced from $8 per $1000 down to $6 per $1000. What If I Pay Taxes and Insurance Separately? So, if you purchase a home for $250,000 with a $50,000 down payment – borrowing a total of $200,000, then a good estimated total monthly PITI payment would be roughly $1600.īut don’t forget to add your homeowners association dues to that monthly payment. Please keep in mind, this top secret formula will by no means be exact.įor every $1000 you borrower, your TOTAL monthly mortgage payment will be $8. Ok, you’ve made it this far and haven’t closed your browser, so that is a good thing. This isn’t a payment made to your lender, but you will have to qualify with that payment and it is also best practice for you to factor that in the monthly cost of your new home.Ĭonfused yet? Don’t worry, this is slightly easier than most state bar exams. Most lenders use the acronym (PITI), which includes Principal, Interest, Taxes and Insurance.Īnd in the case where a separate Mortgage Insurance Premium is required, we add another “I” to the end of that creative series of letters.Īnother monthly expense that you have to consider is the monthly dues that come with properties that have a homeowner’s association (common in condominiums and other developments). Mortgage Insurance – more than 80% LTV on conventional loans, or with FHA financing.Hazard Insurance – in the case of fire or property damage (may include a separate flood policy).Property Taxes – based on county assessed value and residence type.Interest – the fee paid to borrow the mortgage money.Yes, the thousands of dollars you send to your lender every year may cover more than just the mortgage, but referring to one simple formula will help you gauge what the new payment will be as you’re out looking for new properties that may be in your price range. When coming up with a rough estimate, it is important to understand the individual components that factor into the overall monthly mortgage payment. ![]() With the exception of the MIT Blackjack Team, performing this type of complex math in your head often leads to frustrating rants. Calculating an exact mortgage payment without a calculator on a loan is no small task, but there are some simple rules-of-thumb you can use to get a close estimate. ![]() |
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